Retirement Plans Built with Purpose

Defined Contribution Plans

Investment, fiduciary, and participant services for 401k, 403b, and other defined contribution plans

As defined contribution plans have come to dominate the corporate retirement plan landscape, the complexities and compliance requirements of managing these plans have also grown. The challenges of complying with existing and new regulations, development, and management of an appropriate investment menu, well-executed vendor selection, and managing the process for sound plan governance, all while driving retirement readiness for your employees, demands a trusted and experienced advisory partner.

Our depth of service and knowledge helps you manage the challenges of running your 401k or 403b plan by offering:

• Plan Design Consulting
• Vendor Selection and Management Process
• Fiduciary Management and Advisory Services
• Investment Selection and Monitoring
• Provider and Fee Benchmarking
• Participant Services and Advice

We measure our success on your employees’ ability to replace their current income in retirement. Our process drives active participation and retirement readiness, while helping to manage the complexities of running a defined contribution plan.

Defined Benefit Pension Plans

Investment and fiduciary services for public and private defined benefit pension plans

The challenges of maintaining a defined benefit pension plan have been increasing for many years. From a demanding regulatory environment to market conditions with volatility and low interest rates, it has become more complex and cost intensive to maintain a pension plan. We offer a full range of services to help manage pension challenges; from ongoing management to termination assistance, we have the tools you need.

Some of these include:

• Plan Design Consulting
• Pension Obligation and Funding Requirement Management
• Investment Advisory Services
• Risk Management, LDI, and Pension Risk Transfer Consulting
• Termination & Plan Transfer Management
• Employee Communication Strategies

Our roots are in pension plan management. We can call on decades of experience in managing pension plans to provide you with comprehensive solutions for your existing, frozen, or terminating defined benefit pension plan.

Deferred Compensation Plans

Investment and plan management services for non-qualified deferred compensation plans

Are your executives concerned about the retirement savings limits of 401k plans? Do you want to recognize exceptional performers and create “golden handcuffs” for certain key employees?

Companies can reward and recognize key employees with executive deferred compensation plans.

Code 415 limitations impact how much top earners can save for retirement through 401k plans. Through Section 409 (A), however, well-designed SERPs (Supplemental Executive Retirement Plans) and voluntary salary deferral programs can help executives in your organization put more money away for retirement and help you provide programs that reward service longevity.

We perform the following services for Deferred Compensation Programs:

• Plan Design Consulting
• Plan Funding Strategies
• Employee Communication and Education
• Investment Advisory Services
• Participant Education and Advice

Deferred compensation plans can also be an effective recruiting tool for your high-level executives. We can assist with the design, implementation, administration, and investment management of these programs and help you attract and retain your top talent.