Blog

Fiduciary responsibility isn’t about perfection. It’s about clarity, consistency, and a process you can stand behind. That’s exactly why many organizations rely on experienced advisors (like us) to help bring confidence to their process. Day-to-day priorities often center around running the business, supporting employees, and managing growth. The 401(k) plan is just one important piece […]

A midyear check-in for high earners: how to spot coordination gaps, tax planning windows, and plan drift before the second half of the year closes them out. If you’re a high earner wondering whether your financial plan is still doing its job, midyear is the moment to find out — before the year’s remaining tax […]

When managing a workplace retirement plan, attention is often placed on total plan assets, average account balances, and investment performance. Yet, plan fees can have a meaningful impact on participant outcomes, especially when compounded over time. This is where 401(k) benchmarking comes in. Benchmarking your plan’s fees and services is more than a best practice; […]

If you’ve found yourself asking that question lately—about your portfolio, your plan, your financial picture overall—you’re not alone. And honestly, it’s one of the most important questions you can ask. Last month we talked about taxes—why high-income households still get surprised at tax time, and why the post-April window is actually the best moment to […]

You may be familiar with Bare-Minimum Mondays, Take-It-Easy Tuesdays, Let’s-Not-Work-Too-Hard Wednesdays, and No-Think Thursdays. Social media has given a humorous twist to online discussions of work avoidance techniques. Beneath the jokes, it’s clear that many employees are feeling overwhelmed and burned out. For employers, disengagement is no longer a soft culture issue. It’s a measurable […]

High-Income Households: The Best Tax Move You Can Make Right Now If you’ve just closed out another tax season—maybe with a number that felt higher than expected—you’re not alone. And if you’re already wondering how to make next year feel different, that instinct is exactly right. For many high-income households, tax season still brings surprises. […]

We are often asked how companies can reduce overhead without sacrificing employee satisfaction. Did you know that your retirement plan, healthcare strategy, and employee retention initiatives may be hiding thousands of dollars in easily achievable savings? If you haven’t revisited these areas in a while, now’s the time. With a few adjustments, you may be […]

Every day, roughly 11,400 Baby Boomers turn 65, ushering in a historic retirement wave known as “Peak 65”. As this generation steps into retirement, the makeup of the workforce is changing fast. Baby Boomers, once the largest group on the job, now make up just 15 percent of workers, while Gen Z has edged ahead […]

It’s been an exciting year for 401(k) plans, with court decisions shaping what’s expected of plan sponsors and fiduciaries. Here are the key decisions and issues to watch going into 2026. Did the Supreme Court make it easier for employees to bring ERISA lawsuits? The Supreme Court opined on a highly technical ERISA procedural issue […]

Retirement plan rules continue to evolve, and 2026 brings several important updates that may affect plan operations, participant experiences, and fiduciary responsibilities. Nearly 80% of plan sponsors have already taken steps to address SECURE 2.0 changes before their effective dates.[1] Understanding what is required and what is on the horizon can help position your plan […]