Role and Expertise As a Partner at FRS Advisors, Phil works with clients to design and manage defined contribution and pension plans customized to meet their organizations’ specific needs. He is also a Principal and co-head of retirement services for Exude-FRS, an affiliate of FRS Advisors. With over 20 years in the pension and retirement […]

Role and Expertise David works closely with both for profit and not for profit clients to design, implement and manage their organizations retirement plans. He is also the co-head of retirement services and a Principal of Exude-FRS, an affiliate of FRS Advisors. With over 15 years of financial services experiences and a varied background including […]

Role and Expertise As a managing partner at FRS Advisors, Ambler specializes in retirement plans and retirement plan consulting. With over 20 years of experience, she assists plan sponsors in improving and maintaining successful retirement plans that seek to drive positive outcomes and produce retirement readiness for participants. She is dedicated to helping plan sponsors […]

Role and Expertise With over 20 years of experience in the financial services industry, Gerad has extensive background in private wealth management and the retirement plan space. He provides comprehensive financial planning and investment management services to individuals, families, businesses, and employers. His mission is for all clients to experience financial security and a greater […]

Marcos Lopez, Founder & CEO of Exude, Inc., co-founded Exude, originally named Group Benefits On-line, in 1996. As Exude continued to grow, Marcos added several divisions, including: Retirement Planning (January 2002), Human Resources (September 2006), Risk Management & Commercial Insurance (2011) and Total Well-Being (2013), as a way of providing a wider breadth of services […]